Buying a home is a big financial move, and even a small drop in your interest rate can mean major savings. The good news is, you have options. From rate buydowns to improving your credit, here are simple ways to lower your interest rate and make your next home more affordable.
Every time you hear “The Fed just cut rates,” it’s natural to think, “Awesome—mortgage rates are gonna drop, right?” But—even though they’re related-ish—it doesn’t always work that way. Here’s the low-down on why, plus what might happen this month if the Fed does cut rates. The Fed’s Rate vs. Mortgage Rates The Federal Reserve sets the federal funds rate, which is the...
Unlock Your Path to Homeownership with OHFA's Down Payment Assistance If you're looking to purchase a home in Ohio but need a little help getting there, the Ohio Housing Finance Agency (OHFA) has your back. Their Down Payment Assistance (DPA) program makes it easier for low- and moderate-income homebuyers to access affordable, 30-year, fixed-rate mortgage options—including conventional, FHA, VA, and...
COLUMBUS, Ohio (August 21, 2025) — Housing inventory hit its highest level in a decade, and sales grew by 2.6% year over year in the latest central Ohio housing report, provided by Columbus REALTORS® and the Columbus & Central Ohio Regional MLS. There were 2,899 closed sales in July, and the median sales price rose 4.6% to $342,000. While closed sales were up 2.6% year over year, July’s...
If you’ve ever walked through an older home and compared it to a newer build, you’ve probably noticed something striking—the layout feels completely different. Where older homes often feature separate, clearly defined rooms for dining, entertaining, and everyday living, newer homes lean toward open, connected spaces that flow together. But why did this shift happen? Let’s look at how and why home...
What no one tells you until it’s too late. Buying your first home is one of the biggest—and most emotional—purchases you'll ever make. It's exciting, terrifying, and full of questions you didn't even know you needed to ask. I learned a lot the hard way, and if you're just starting your homebuying journey, here's what I wish someone had told me. 1. The Mortgage Is Just the...
Ever get the feeling your home could run a little smoother—with less effort? You’re not alone. From dishwashers that don’t quite clean right to musty-smelling laundry, most of us face small but annoying household problems every day. The good news? A few simple tweaks—like running hot water before starting the dishwasher or leaving your washer door open—can make a huge difference. These easy home...
The idea of turning your home—or a portion of it—into an Airbnb is appealing to many homeowners. With the potential to earn passive income, meet new people, and leverage your property as a financial asset, short-term rentals have become a popular side hustle. But before you list your space and start welcoming guests, there are several important factors to consider. Wayne Henry is a licensed real...
Selling your home is a major decision—both emotionally and financially. One of the most common questions homeowners ask is, “Should I sell now or wait?” While perfectly timing the market is nearly impossible, understanding key trends, economic indicators, and your personal goals can help you make an informed decision. 1. Evaluate Current Market Conditions The first step is to assess what’s...